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Money Market Accounts

The Rates you Deserve!

Gold Money Market

  • A minimum balance of $25,000 is necessary to open a money market account. For an account to earn any dividend for a month, a minimum average daily balance of $25,000 must be maintained for the month.  This means that if the average daily balance for the month is lower than $25,000, no dividend will be paid for that month. 
  • During any calendar month, no more than 5 transfers or withdrawals may be made If there are more than 5 transfers or withdrawals, a fee will be incurred for each additional transaction.
  • The dividend rate and Annual Percentage Yield may change every month as determined by the credit union.  Dividends are compounded monthly and credited monthly based on a minimum average daily balance of $25,000.  Dividends earned will be added to the principle balance on the last business day of each month.  If an account is closed before dividends are paid, no dividends will be paid for that month.

Platinum Money Market

  • A minimum balance of $50,000 is necessary to open a money market account. For an account to earn any dividend for a month, a minimum average daily balance of $50,000 must be maintained for the month.  This means that if the average daily balance for the month is lower than $50,000, no dividend will be paid for that month. 
  • During any calendar month, no more than 6 transfers or withdrawals may be made.  If there are more than 6 transfers or withdrawals, a fee will be incurred for each additional transaction.
  • The dividend rate and Annual Percentage Yield may change every month as determined by the credit union.  Dividends are compounded monthly and credited monthly based on a minimum average daily balance of $50,000.  Dividends earned will be added to the principle balance on the last business day of each month.  If an account is closed before dividends are paid, no dividends will be paid for that month